When Alden and I were introduced to 101 Financial, our total debt was $90,000. It was like staring into a never ending black hole of debt that we never felt we would ever see the bottom of. As young adults with 1 baby at the time while working minimum wage jobs at the time, living in Hawaii – we knew what we signed up for but we never imagined paying off the complete $90,000 in 1 year and 6 months!

Following the payoff of our debt, our 101 Instructor asked what our next goals were. We told her we honestly weren’t sure because we didn’t think the debt would have been paid yet. I explained to her that it has always been a dream of mine to become a homeowner by 25 years old and luckily with the financial education 101 Financial had provided us with, we were able to position ourselves to purchase our first home 2 months prior to my 25th birthday which was also 2 weeks prior to bringing our second daughter into the world.

Alden and I always reflect on our humble beginnings with 101 Financial and the amazing experiences and are beyond blessed with the amazing people we have come to meet.

101 Financial has given us the power to make important financial decisions and know that we have the power to do anything we put our mind to. We look forward to what the future holds for our family.

-Alden and Malu C. from Hawaii