Success Story of the Week – The Ganitano’s
Right after high school, the world changes… it’s called the real world. The real world is taking care of your finances, shelter, food, family needs, working and also trying to get by each day.
My husband Benson and I are high school sweethearts and got married 3 years ago. We have a 5 year old daughter. Living Paycheck to Paycheck was how my husband and I were 8 months ago.
At a young age, he and I both started working, but we could see that nothing was being saved. To be honest we were really good at splurging, especially on technology items.
We also were not seeing where our money was going because we were not really paying attention. We argued a lot, and we never really talked about our finances because we knew we were struggling, and our finances were not improving.
To be honest, we did not know what managing money was. And our question was… “we work so hard but where is the money?” After college we were piled up with so many credit cards, student loans, personal loans, and car loans we were going crazy. I was like… “how in the world will we ever own our own home?” Something was just not right.
Arlo and Lisa Villanueva introduced 101 Financial to me back in June 2014. I was not interested and was very skeptical. I never really cared much about it, because I thought it was a pyramid company. Then in December 2014, I decided I needed to take a risk and change our life, and the rest is history.
My husband gave me a really hard time, he did not want anything to do with it, so I said I was on my own. It was so painful, but we talked it out and he finally said “OK, I will sign, and it better work.”
Arlo and Lisa were both very patient and answered all my questions. I even cried during our first class, because I knew this was the answer! In less then six months we were able to pay off two of our vehicles, and also student loans.
After being in 101, in less than 8 months, we could see our debt was quickly disappearing. And we enjoyed doing our finances on a daily basis. We have paid off over $28,000 in debt in less than a year.
“Less worries, less stress, and more of life!”
We are very thankful to be a part of 101 Financial. It has changed our lives in so many ways.
Everything is better… our marriage, our time with our daughter, having more family time, and most definitely financial peace of mind that we can finally dream again.
This system is truly a blessing to me and my family and I don’t regret anything about it. Every day it takes us closer to one day owning our first home. With 101 Financial our goal is to be homeowners by next year. I know if we were not part of the 101 Ohana, that would never be possible so quickly.
With 101 Financial anything is possible!
Thank you so much to my instructors Arlo and Lisa Villanueva for your continuous endless support, patience, care, and also having a big heart!
Also thank you Alan Akina, for this wonderful system and your continuous love and motivation to your 101 Financial Family! If we can do it, anyone can do it!
– Neva and Benson Ganitano