Our Incredible Journey
“Aloha, my name is Malia. My husband and I began our 101 journey in April 2013. We had always thought that we were able to manage our finances comfortably, but still had outstanding student, personal, and car loans. Altogether, our debt totaled nearly $45,000. Like every young couple we dreamt of one day owning our own home, but knew that our debt would be standing in our way of saving for a down payment and being able to qualify for a home loan.
While helping his grandmother move one day my husband was casually introduced to the 101 Program by someone who would eventually become our 101 Instructor. We had never heard of the program, or even anything like it. But, being open-minded and thinking that we had nothing to lose and everything to gain we quickly learned more about the system.
Like many others we were a little skeptical of the program and were ashamed to admit that we thought it could be a scam. However, soon after seeing our instructor’s excitement and success as well as the success of others close to us using the 101 System we thought, ‘Hey, there could be more to this than we think.’ It didn’t take long for us to join the 101 family and begin our incredible journey that gets more exciting each day.
Using the 101 System we were able to make better-informed decisions about our finances and learned how to take some of our savings and use it effectively. We thought we were doing the “right thing,” by saving money for our future home, yet we still had a substantial amount of debt. Since we began the program in April we have been able to use our savings along with the 101 System to eliminate all our debt except one car. And are currently projecting to eliminate our last car loan within the next six months to a year.
When we accomplish our goal, we will have eliminated $45,000 of debt within a year and half! We cannot be more excited and proud to be a part of the 101 family. We have gained the knowledge and confidence to move forward in our financial lives and are even more excited about the possibilities our future has to offer.
All that we have learned and continue to learn through 101 Financial has been invaluable to us. We recently welcomed our first son and were able to make the decision that I would stay home to raise him and still have financial peace of mind. We’ve learned that you don’t have to compromise your way of life in order to gain financial success. We’ve gained so much more than words can describe and can’t wait to share this with everyone! We are so grateful to have become a part of the 101 family and can now say we are well on our way to soon owning that dream home!”