It Pays to Know Your Finances
See how fast you could be debt-free in just 5 minutes
Tired of watching your paycheck vanish before the next one arrives? You’re not alone.
We’ve helped over 50,000 regular people & families just like yours cut their debt in half, save thousands on interest, and finally sleep at night without money worries.
Saving over 55,000 families since 2002*
“Game changer! We paid off $70K in 6 months, bought our first home, and finally have our money working FOR us, not against us.” — Actual Review
start fast
Breaking free is simpler than you think
1. GET YOUR FREE BREAKTHROUGH DEBT ANALYSIS
2. GRAB THE PLAYBOOK
3. WATCH DEBT DISAPPEAR WITH YOUR OWN PERSONAL COACH
programs & courses
Real People, Real Results*
Cut Years Off Your Debt
We Show You How to Beat the Banks and The Credit Card Companies
Our students don’t just dream about being debt-free—they’re crushing it:
- 53.66% kiss credit card debt goodbye completely
- 57.23% eliminate car payments for good
- 79.88% demolish student loans forever
“Since 2015, we’ve paid off nearly $100K in debt! Multiple student loans, credit cards, 2 cars, even our wedding. Our instructor’s still there whenever we have questions!” — Real Review
results
Trusted by Giants: Fortune 500 & Top Healthcare Companies Choose Us
WE’RE THE SECRET WEAPON FOR EMPLOYEE WELLBEING: Smart HR leaders know that financial stress impacts everything from productivity to health. That’s why they bring us in as their behind-the-scenes solution for employee financial wellness. We help transform their teams from financially stressed to financially confident, creating happier, healthier workplaces where everyone wins.
Now YOU can benefit from the same system, the same coaches and the same results!
breakthrough
Get Started...Today! 7 Simple Questions
- Save More, Stress Less: Our students cut debt in half the time, saving an average of $100,000 in interest with expert debt management.*
- Your Personal Instructor: Get a dedicated coach who crafts a financial planning strategy just for your life—no cookie-cutter advice here.
- Real Results, Real Fast: From budgeting basics to wealth-building strategies, see progress in months, not decades.
- Risk-Free Confidence: We’re so sure you’ll succeed, we back it with a 100% money-back guarantee.
success stories
Don’t wait for "Someday"
Financial peace isn’t a dream—it’s a decision. Join thousands who’ve transformed their lives with 101 Financial’s financial system know-how. With our money-back guarantee, there’s nothing to lose and everything to gain—more for retirement planning, family trips, or peace of mind. Let’s make 2025 the year you rewrite your money story—start your free report
Your questions answered
Common questions
How can I calculate my net worth accurately?
To calculate your net worth accurately, use 101 Financial’s Quick Money Calculator (https://app.101financial.com/calculators/quick). This tool helps you list all your assets and liabilities, providing a clear picture of your financial standing. Remember to include all assets such as savings, investments, and property, and subtract all debts including mortgages, loans, and credit card balances.
What are the best methods to reduce high-interest debt?
101 Financial’s approach to debt elimination focuses on tackling high-interest debt first. Our 100 and 101 courses provide strategies for accelerated debt elimination. Key methods include:
1. Prioritizing high-interest debts
2. Using smart banking techniques
3. Leveraging specific credit products to pay down debts faster
The 101 Financial 101 course teaches you how to use a Debt Checking Account™ (DCA) to integrate with your debt elimination system.
How can I optimize my credit score quickly?
The 99 Financial Course offered by 101 Financial focuses on credit building to optimize your credit score quickly:
1. Organize your finances using the 101 Platform.
2. Learn smart credit card usage techniques.
3. Improve your credit through strategic actions taught in the course.
4. Use the 101 Financial system to project and increase cash flow, which can indirectly boost your credit score.
What are some effective budgeting apps to use in 2025?
While 101 Financial doesn’t specifically recommend third-party apps, we offer our own budgeting tools as part of their courses:
1. The 101 Platform: Included with all courses, this tool helps manage your financial information.
2. 101 Money App: Provided for 6 months with the 99 Course.
3. Advanced Budget tool: Part of the 6-month Financial Roadmap included in the 99 Course.
These tools are designed to work seamlessly with the 101 Financial system and are likely to be effective in 2025.
How can I negotiate a higher salary and benefits?
While 101 Financial doesn’t directly address salary negotiation in their course descriptions, they do offer guidance on increasing income potential. Consider these steps:
1. Take the 99 Financial course to improve your overall financial literacy.
2. Use the cash flow projection techniques taught in the course to understand your financial needs.
3. Invest in personal development and skills, as suggested in the Wealth Academy courses.
4. Use the financial confidence gained from the courses to approach salary negotiations with a clear understanding of your value and financial goals.
Remember, 101 Financial offers personalized coaching with certified instructors who can provide tailored advice on improving your overall financial situation, which can indirectly support your salary negotiation efforts.
Listen to the Podcast
Learn about the three game-changing money secrets that will supercharge your personal finances and start you down the path to financial peace of mind.
It pays to have your breakthrough debt analysis ready.