We hear this all the time – ‘101 Financial isn’t for me because…I don’t have any debt…I don’t have any time…I’m doing “good” already…I run my own business…I only have a mortgage (mind you, this is the LARGEST debt you’ll ever incur.’” Say’s Hana’s instructor Ihilani DeMello.

The 101 Financial program is for everyone. Whether you are a renter, first-time home buyer, or real estate investor; just starting out in life, ready to retire, or somewhere in between… 101 Financial can help you succeed.

“I enrolled in the 99 Program at the age of 22 with no debt, no credit and no bills. What I did have was the eagerness to learn and a dream to live life on my own terms. Because of 101 Financial, I’m building two investment properties.” -Hanna Gold

101 Financial worked with Hanna on the 99 Program for a year focusing on building credit. She then graduated to the 101 Program and started implementing 101’s smart banking strategies. her success speaks for itself.

In the last few years, Hana made her first “accelerated payment” – paying off $13K (ALL principal) on her first loan totaling $22K. She bought and paid off her car. And, she travelled – paid in FULL, of course, to Florida, the Bahamas, multiple trips to Las Vegas and California, Mexico, New York, Canada, the Netherlands, France, Italy, and Spain.

And the icing on the cake – her credit is in EXCELLENT standing.

Oh wait… to really drop your jaw, she is currently building TWO – yes, you heard that right – TWO investment homes in Kailua-Kona!

We are beyond proud of you, Hanna! Thank you for allowing us the opportunity to be a part of your beautiful journey.