A Huge Weight Lifted Off Our Shoulders
Our story began back in 2011. We were a fairly new couple trying to blend our families together with a new bundle of joy on the way.
A friend, Melinda Anakalea, introduced 101 Financial to us after hearing me whine about our finances at work. She generously arranged for her Instructor, Tara Shim, to come out and host a small group presentation for us and a few other co-workers. I was immediately intrigued and couldn’t wait to start. My husband (then boyfriend) was not as enthusiastic!
We started our journey running two separate 99 Financial Programs because we refused to put our money together. It was a long 18 months of getting real with ourselves and each other. This was our truth, $30,000 deep in consumer debt, credit in poor/fair standing, juggling multiple jobs to make ends meet, stressed and tired. Sadly, we accepted this as “normal.”
The 99 Financial Program got us organized and created a strong financial foundation, bringing us together as one.
We jumped on the 101 Financial System together and attacked our debt with a vengeance. Within 6 months, we paid down $20,000! A huge weight lifted off our shoulders and we knew our lives were about to change.
A few months later, we got engaged. YAY! We were able to happily plan and pay for our entire wedding and a three week honeymoon adventure within 9 months. Everything was paid before we even left. Our wedding was everything we imagined it would be… simple, sweet and STRESS FREE!
Our honeymoon was an amazing start to our marriage. We enjoyed a week exploring different islands of the Caribbean on the cruise ship Allure of the Seas. We then spent a couple of days embracing our inner child at Universal Studios, followed by another week in New York City. Then we circled back to Maui for a few days where it all began before returning home to the Big Island.
Two months after returning home from our honeymoon, I made the bold decision to leave my job to support my daughter?s education, and to relieve her from all the responsibilities I had put on her shoulders to accommodate my work schedule. It was a tough decision to make, but through projections and an our undying commitment to the “budget,” we pulled through and created a better quality of life for our family.
This was my “aha-moment.” It solidified the importance of financial education and how valuable 101 Financial is to me and my family. Getting out of debt was great. Paying off our wedding and honeymoon was fantastic. However, no longer suffering from the anxiety and stress of everyday life and bills was PRICELESS!
On July 2, 2015, we hit another milestone in our 101 Financial journey. We became first-time homeowners! What?s even more exciting is knowing we have a plan in place that will allow us to pay it off faster than we ever imagined.
Opportunities are presenting itself left and right. In January 2016, we started our own bookkeeping company… DeMello I.N.C., LLC. We are also now in the process of acquiring our second home. None of this would be possible if it wasn’t for the education we received with 101 Financial.
Thank you Alan Akina and the rest of our 101 Ohana for everything! We are beyond grateful and truly appreciative.
– Ihilani DeMello