101 Success Stories – 101 Financial


Since 2002, 101 Financial has been serving our students & communities across the nation, saving them an estimated Hundreds of Millions of dollars in interest.
Our greatest success is you.

Investing in my Future

“I enrolled in the 99 Program at the age of 22 with no debt, no credit and no bills.

What I did have was the eagerness to learn and a dream to live life on my own terms. Because of 101 Financial, I’m building two investment properties.”

Hanna Gold
Kailua-Kona, Hawaii

Hanna Gold
Josh and Jonette Lui
The Best Financial Decision We Made

“We no longer stress about money anymore. We are able to dream again and achieve our dreams! We are forever grateful for the Ferreira Ohana and Alan Akina for saving our family.”

Josh and Jonette Lui
St. George, Utah

Hollie Simpson
101 Financial Has Empowered Us

“It’s been an incredible journey for our family – a journey that continues to perpetuate throughout generations – as we pass this knowledge on to our children and they pass it on to theirs.”

Hollie & Brandon Simpson
Indianapolis, Indiana

Arianna Graham
101 Financial Has Been a Game-Changer

“I used to think only people who made big money could ever accomplish as much as we have. Now I know better. All you need to do is to learn that it really does matter where your money sits at night.”

Arianna Graham
Laie, Hawaii

I love 101 Financial and will never be without it

Rebecca shares her success story with 101 Financial. Using the smart banking ideas from 101 Financial, she has been able to pay off $23,000 of debt, paying back family members, paying off credit cards, and having the financial education to move forward.”

St. George, Utah

“101 Financial has definitely changed our lives. Money is no longer a bad subject. We actually enjoy looking at our bank account to see our progress. 101 Financial has been our golden ticket to financial freedom!” – Lacy and Shannon Pilago

101 Financial – Bringing Families Hope

Bella and Floyd tell their success story with 101 Financial. From using Dave Ramsey’s tools, the discovery of 101 Financial made their life easier and helped them pay off debt faster.

Floyd & Bella
Salt Lake City, Utah

Make Your Finances Super Duper Simple

Glenn and Lianne share their story on how great it is to be debt free. It all started with book – The Super Duper Simple Book on Money, by Alan Akina. Financial education is the key.

Glenn & Lianne Philhower
Kaneohe, Hawaii

101 Financial Showed Us the Way Out

Ihilani and Chris share their success with 101 Financial. Being on the 101 system, they paid off $30,000 of consumer debt, and became first time homeowners! They give a little tour of their 2nd home.

Ihilani & Chris

A Non-Traditional Way of Banking

Clarena is a former business teacher who learns how 101 Financial is “an amazing program” and a type of banking that she never thought of.

Clarena Renfrow
Castleton, Vermont

Our Lives Were About to Change

The Chances first thought 101 was too good to be true. But they found hope with 101 after seeing how their lives changed through Financial Education.

Jay & Valerie Chance
Seattle, Washington

Be Debt Free…FAST with 101 Financial

101 Financial teaches you the smart way to bank and take care of your hard-earned money! 101 Financial help them with their finances and their entire life.

Kawai & Kamaka Au Quin
Seattle, Washington

BBB Torch Award
Hawaii Small Biz Award
Hawaii’s Fastest 50
Inc 500