Debt and Inflation Weighing You Down?
Give Your Money Wings
The integrated money system, strategy, & support you need to unlock wealth and find financial peace of mind.
101 Financial – a better way to money.
Take Charge of Your Money
Times are Tough
It’s no secret that most people are stressed over money. With out-of-control Inflation, growing debt, slipping credit, dwindling savings, and no real financial plan, Americans are financially struggling to make ends meet.
In a study from Thriving Wallet, 90% of Americans said that money has impacted their stress level, while 65% said they cannot overcome their financial difficulties. Yet nearly 40% report they are not taking steps to secure their future.
The Solution is 101 Financial
Our financial education program, private money coaching, and innovative financial technology offer a complete personal finance solution with support, strategy, and an award-winning system. Our courses provide solutions for:
Better Budgeting
Create a Personalized 12-Month Financial Roadmap
Smarter Banking
Strategies to Reduce Interest Expense by 50% or more
Credit Building
Master Your Credit Score
Debt Busting
Get Out of Debt in Less Than 1/3 the Time
YOUR FINANCIAL EDUCATION STARTS HERE
The 99 Course: Better Budgeting & Credit Building
Our 99 class is the springboard for all new students. It teaches you a better way to budget, techniques for building credit, and ways to increase your monthly cash flow.
Discover how to: organize your finances, run financial projections, start saving strategically, and improve your credit score.
Receive personalized, private, and live classes with your certified 101 Instructor, plus access to an entire library of video tutorials. Includes the 101 Platform that makes it easy to manage all of your financial information. Start applying the proven 101 Financial system today.
- 3 One-Hour Classes with Your Personal Money Coach
- 60 Days Phone/Email Support
- 60 Days Access to the 101 Money App
- 60 Days Financial Roadmap/Advanced Budget
- 60 Days Access to the Online Learning Center: Lessons & Videos
FIND OUT WHERE YOU STAND
Get Your Free Personalized Financial Report – a $250 Value!
Smash Your Debt & Build Your Plan Today with Our Proven System
All journeys begin with a first step. Receiving your complimentary financial report from 101 Financial will start you down the path of financial freedom.
It’s a $250 value, worth so much more, yours free.
Our average student saves over $100,000 in interest costs and pays off their debt in half the time or less. Fill out this quick calculator to see how much money and time you’ll save.
Frequently Asked Questions
How can I calculate my net worth accurately?
To calculate your net worth accurately, use 101 Financial’s Quick Money Calculator (https://app.101financial.com/calculators/quick). This tool helps you list all your assets and liabilities, providing a clear picture of your financial standing. Remember to include all assets such as savings, investments, and property, and subtract all debts including mortgages, loans, and credit card balances.
What are the best methods to reduce high-interest debt?
101 Financial’s approach to debt elimination focuses on tackling high-interest debt first. Our 100 and 101 courses provide strategies for accelerated debt elimination. Key methods include:
1. Prioritizing high-interest debts
2. Using smart banking techniques
3. Leveraging specific credit products to pay down debts faster
The 101 Financial 101 course teaches you how to use a Debt Checking Account™ (DCA) to integrate with your debt elimination system.
How can I optimize my credit score quickly?
The 99 Financial Course offered by 101 Financial focuses on credit building to optimize your credit score quickly:
1. Organize your finances using the 101 Platform.
2. Learn smart credit card usage techniques.
3. Improve your credit through strategic actions taught in the course.
4. Use the 101 Financial system to project and increase cash flow, which can indirectly boost your credit score.
What are some effective budgeting apps to use in 2025?
While 101 Financial doesn’t specifically recommend third-party apps, we offer our own budgeting tools as part of their courses:
1. The 101 Platform: Included with all courses, this tool helps manage your financial information.
2. 101 Money App: Provided for 6 months with the 99 Course.
3. Advanced Budget tool: Part of the 6-month Financial Roadmap included in the 99 Course.
These tools are designed to work seamlessly with the 101 Financial system and are likely to be effective in 2025.
How can I negotiate a higher salary and benefits?
While 101 Financial doesn’t directly address salary negotiation in their course descriptions, they do offer guidance on increasing income potential. Consider these steps:
1. Take the 99 Financial course to improve your overall financial literacy.
2. Use the cash flow projection techniques taught in the course to understand your financial needs.
3. Invest in personal development and skills, as suggested in the Wealth Academy courses.
4. Use the financial confidence gained from the courses to approach salary negotiations with a clear understanding of your value and financial goals.
Remember, 101 Financial offers personalized coaching with certified instructors who can provide tailored advice on improving your overall financial situation, which can indirectly support your salary negotiation efforts.
YOUR PERSONAL FINANCIAL INSTRUCTOR
Supercharge Your Financial Education
With Your Own Personal Money Coach
All 101 Financial Instructors are first, successful students. We select our top students and certify them
as money coaches. They have thrived with the 101 system and will teach you to thrive as well.
Their experience and guidance are your superpowers.
Some of our over 600 financial Instructors – from all over the US.
Ready to help you to gain financial peace of mind.
SUCCESS STORIES
See What People Like You Are Saying
Don’t just take our word for it—check out what people like you have been saying about their experience with 101 Financial.
Megan shares how 101 Financial helped her to pay off debt and buy a house much sooner than she expected
“We were able to get a 3-bedroom, 2-bath in Las Vegas and it’s very exciting to me just to achieve this accomplishment. Without 101, I don’t think I’d be here this soon and probably would not be able to afford a house in the next couple of years.” Megan from Las Vegas
“As a former financial advisor and a leader of Tony Robbins Wealth Mastery program, I thought I knew all I needed to know about creating wealth. … Using the knowledge I gained from 101 Financial I was able to save hundreds of thousands of dollars in interest costs and I’ve redeployed those savings into numerous investments. Whether you are just getting started financially or you are a business owner and investor like myself, make an investment in the course offerings from 101 Financial. I guarantee it will have a long-lasting impact on your financial life.”
Tom McCarthy
“What I love is that 101 Financial has empowered us and provided all the tools and knowledge needed to create a plan, and mark attainable goals customized as our own financial footprint. Our children will have the knowledge to be financially aware and stable, allowing them to make sound financial decisions when they leave our home as young adults!”
Hollie & Brandon Simpson
“We became 101 Financial students in 2015. I left my W-2 job after four months. We take many trips for business and family vacations, became a real estate investor, and own multiple businesses. Real estate is where we are currently focused and 101 Financial is the ONLY reason we are able to play in this space. Learning and implementing 101 Financial is something your future self will thank you for.”
Richie & Geraldine Baguio
Our greatest accomplishment is our students’ success.
Get Started Now
Get your free financial review and then chat with one of our Instructors and get a feel for the success the 101 program will bring you.