Thankful to be Fed for a Lifetime

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Thankful to be Fed for a Lifetime

“Thankful and Happy. Those are the 2 words that first come to mind when thinking of 101 Financial. We have been using the system since the end of 2007 and could not be happier with what we have learned from 101. We were newlyweds and thought we had everything under control. I had accumulated some student loans and a little bit of credit card debt and I was also paying my car loan, nothing major. While preparing for the wedding, we also had to use a few of our credit cards. I was jumping around from 0% credit cards for a while and thought this would help me.

It took so much time and effort to keep track of these and I didn’t know it then, but it also affected our credit score negatively.

One day, my sister-in-law invited us to a 101 Financial presentation at a local Starbucks. After listening to the presentation .I was skeptical to say the least. “If this is so good, how come everyone is not using it?” I asked. Because we valued my sister-in-laws opinion and were really impressed with the way we were treated, we signed up.

During the first 6 months we were able to pay off about 27 thousand dollars of debt and have been continuing our road to being debt free. We learned how to use the tools that the bank offers, how to budget effectively and how to get the most out of the money we are making.

Another benefit that we got from using the 101 Financial system is that when our first child was born, my wife Lanie was able to stay home with him for more than 2 years!! Something that would not have been possible if we didn’t know how to budget and if we had not paid off that debt.

A lot of things have happened in our life’s in the last few years, many blessings and also many challenges, but we can honestly say that 101 Financial has always made our lives better, no doubt about it.

Another great privilege and blessing has been that since we have been on the system we have gotten to enjoy the privilege of helping others benefit from 101 Financial as Instructors. The saying “Give the man a fish, feed him for a day. Teach him how to fish, feed him for a lifetime” really takes on a whole different meaning for us now. Before we used to help our family and friends when they needed financial help by lending them money, now we have something better we can give them, financial education through 101 Financial. This education can help them and their families more than any “loan” we can give them!!

We are truly thankful and Happy!”

— Gerardo and Lanie Delgado – Papaaloa, Big Island

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